
	Don't forget to factor in closing costs when considering a home sale or purchase. Irina Nisenzon is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (609) 332-8409 if your needs include a real estate pro ready for the business side of real estate.

What closing costs should you expect?

There are certain ordinary fees related to closing the sale of a house. These fees are usually split between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in New Jersey to help guide you through the process.

Loan-related closing costs (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (Details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the very best sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're purchasing a home in Camden County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not surprised when you get to closing time. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that seem unusual.