
	Don't forget to factor in closing costs when considering a home sale or purchase. Irina Nisenzon is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (609) 332-8409 if your needs include a professional REALTOR^® ready for the business side of real estate.

Anticipated closing costs

There are certain standard costs accompanying closing the sale of a house. These fees are usually split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in New Jersey to help lead you through the transaction.

Costs pertaining to your mortgage to be paid at closing (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually paid (Details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your sale, not only will I work to get the very best sales price, but I'll also campaign for lower closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're buying a property in Camden County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not stunned when you arrive at the closing appointment. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates that seem questionable.